We have direct access to more than 20 Insurance Companies and to more
than 50 others through industry outlets.
Ability regarding Price
We communicate our insured’s needs and desires to our Insurance Companies
and are in a position to influence their insurance offerings. Individual
Insurance Companies compete for prominence in our agency.
We can help our insured track their own performance. Patterns of losses
may become evident by reviewing computer-generated loss histories. This
information can dovetail into a loss control program.
Claims Service Lines
Many of our carriers have 24 Hour claims reporting services, which speeds
the process of getting the check into our insured’s hands. It can
give a little peace of mind to know that a claim is being worked on as
soon as it occurs.
of Insurance, Vehicle ID cards,
Financial, municipal and governmental institutions, business licensing
entities, and General Contractors/Owners, among others, may require these
items by law so our insureds may operate their business.
We are available to advocate for our insureds in claims situations. We
help make the claims process a fair and speedy one.
of Payment Plans or Financing
We have many competitive finance companies. We also know which Insurance
Companies have direct bill or agency installment options without finance
Service Call Schedule
We visit our insureds based upon the schedule they request. Communication
of their expectations is very important to us.
We offer risk management ideas to address specific risks and exposures.
Sometimes insurance is not the only or best option.
We review our insured’s policies on an ongoing basis to verify that
the coverages requested of the Insurance Company are provided accurately.
This also includes the accuracy of Named Insureds, Mortgagees, Loss Payable
clauses, location addresses, etc.
Programs for certain Classes
We have many special programs specifically designed and tailored to meet
the individual needs of certain types of businesses. Most include many
additional coverages at no additional charge.
We can arrange for a broad range of onsite loss control services, including
property inspections, ergonomic analysis, managed care services, Motor
Vehicle Records, etc. This may help prevent or reduce losses and the disruptions
they can cause, and to help our insured be a more profitable account;
these are the ones over which our Insurance Companies aggressively compete.
Personal Service Representatives
We have a specially trained staff devoted to meet the servicing needs
of our customers. The average number of years of insurance experience
per employee is over 10 years!
Forms of Insurance
As Independent Agents, we have access to almost any type of policy you
may need – from Commercial Property/Liability Insurance to Health
& Life Insurance to Personal Home & Auto Insurance – from
the commonplace to the obscure.
It is the norm rather than the exception that there is someone in the
office to help you from very early in the morning until after normal closing
time, including Saturdays from 9-12 p.m. We are not closed during lunch.
Also, arrangements can be made for appointments outside of office hours.